A few months back I received this check from Citi:

Nice touch Citi. 12 cents. It cost more to send me that check than the check is worth. And how much will it cost me to cash it? Even if I mail it to the bank instead of driving to the bank it’ll cost me a stamp.

I think I’ll just hold onto it as a way of understanding the true nature of big organizations. Still not as funny as an old Citi co-worker received a check for 0 cents. Yes. Zero. How do you cash that?